Policy page

Important disclaimer

Important disclaimers for the calculator, educational content, and rate commentary published on cdcalculator.online.

No financial advice

cdcalculator.online does not provide individualized financial, legal, tax, or investment advice. The site publishes general educational material designed to help readers ask better questions before making their own decisions.

Because personal circumstances vary, readers should consult a qualified professional when they need advice tailored to their income, taxes, estate plan, or risk tolerance.

No bank relationship

The site is not a bank, credit union, broker-dealer, or registered investment adviser. We do not accept deposits, open accounts, negotiate rates, or hold customer funds.

Any references to banks, products, or market conditions are educational summaries rather than endorsements or guarantees.

Rates and product terms can change

Rates, penalties, and account features can change without notice. Even if an article was accurate when published, the live market may have changed by the time a reader acts.

That is why final decisions should always be confirmed with the institution offering the product.